Skip to main content
POST
/
api
/
v3
/
withdraw
/
bank
Withdraw Fiat to Bank Account
curl --request POST \
  --url https://preview.kotanipay.com/api/v3/withdraw/bank \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "customer_key": "customer-key-123",
  "amount": 10,
  "walletId": "5f9b2c7b9c9d6b0017b4e6b1",
  "bankDetails": {
    "account_bank": "ABSA",
    "account_name": "<string>",
    "account_number": "<string>",
    "branch_code": "001",
    "swift_code": "KCBLKENX",
    "phone_number": "+254712345678"
  },
  "callbackUrl": "https://example.com",
  "referenceId": "5f9b2c7b9c9d6b0017b4e6b1",
  "currency": "USD"
}
'
{
  "success": true,
  "message": "Bank withdrawal has been successfully created.",
  "data": {
    "id": "<string>",
    "message": "<string>",
    "referenceId": "<string>",
    "referenceNumber": 123
  }
}

Documentation Index

Fetch the complete documentation index at: https://manual.kotanipay.com/llms.txt

Use this file to discover all available pages before exploring further.

Send money from integrator wallet to customer bank account. Supports Kenya and SA.

Authorizations

​
Authorization
string
header
required

Bearer authentication header of the form Bearer <token>, where <token> is your auth token.

Body

application/json
​
customer_key
string
required

Customer key

Example:

"customer-key-123"

​
amount
number
required

amount to withdraw

Example:

10

​
walletId
string
required

wallet id

Example:

"5f9b2c7b9c9d6b0017b4e6b1"

​
bankDetails
object
required
​
callbackUrl
string

callback url

Example:

"https://example.com"

​
referenceId
string

reference id

Example:

"5f9b2c7b9c9d6b0017b4e6b1"

​
currency
string

Override transaction currency (e.g. USD for USD mobile money in Congo/Zambia). When provided and matches the wallet currency, phone-country currency validation is skipped.

Example:

"USD"

Response

​
success
boolean
Example:

true

​
message
string
Example:

"Bank withdrawal has been successfully created."

​
data
object