> ## Documentation Index
> Fetch the complete documentation index at: https://manual.kotanipay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Kotani Pay API v3

> Digital asset transactions using local payment channels

# Welcome to Kotani Pay API v3

Kotani Pay enables businesses to purchase digital assets using local payment channels such as mobile money and bank transfers. Our solution supports various use cases including remittance, forex arbitrage, lending, insurance, savings, social protection, business financing, and gig work.

## Get Started

<CardGroup cols={2}>
  <Card title="Quick Start Guide" icon="rocket" href="/v3/quickstart">
    Get up and running with Kotani Pay API in minutes.
  </Card>

  <Card title="Run in Postman" icon="external-link" href="https://app.getpostman.com/run-collection/30841547-726e952e-e744-45ec-9204-1df4aba5e919?action=collection%2Ffork&source=rip_markdown">
    Fork our complete API collection with 57+ endpoints and test environments.
  </Card>
</CardGroup>

## Core Features

<Columns cols={2}>
  <Card title="Deposits" icon="arrow-down" href="/v3/api-reference/deposits/initiate">
    Accept payments via mobile money, bank transfers, and card payments.
  </Card>

  {" "}

  <Card title="Payouts" icon="arrow-up" href="/v3/api-reference/payouts/initiate">
    Send money to customers using various payment channels.
  </Card>

  {" "}

  <Card title="Authentication" icon="shield" href="/v3/api-reference/authentication/login">
    Secure API access with JWT tokens and API keys.
  </Card>

  <Card title="Webhooks" icon="webhook" href="/v3/api-reference/webhooks/notifications">
    Real-time transaction status updates and notifications.
  </Card>
</Columns>

## Use Cases

Kotani Pay supports a wide range of financial services:

<Columns cols={2}>
  <Card title="Remittance" icon="globe" href="/v3/api-reference/deposits/initiate">
    Cross-border money transfers and international payments.
  </Card>

  {" "}

  <Card title="Forex Arbitrage" icon="chart-line" href="/v3/api-reference/payouts/initiate">
    Currency exchange and trading opportunities.
  </Card>

  {" "}

  <Card title="Digital Lending" icon="credit-card" href="/v3/api-reference/deposits/initiate">
    Credit services and loan disbursements.
  </Card>

  <Card title="Insurance & Savings" icon="shield-check" href="/v3/api-reference/payouts/initiate">
    Protection products and secure savings solutions.
  </Card>
</Columns>

## API Environments

<Card title="Sandbox Environment" icon="flask" href="/v3/api-reference/introduction">
  Test your integration safely: `https://sandbox-api.kotanipay.com`
</Card>

<Card title="Crypto Bridge Tester" icon="external-link" href="https://sandbox-api.kotanipay.com/crypto-bridge-tester">
  Test crypto bridge transactions: `https://sandbox-api.kotanipay.com/crypto-bridge-tester`
</Card>